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The Three Phases Of A Mortgage Free Home

Posted on: August 3rd, 2012 by David Young No Comments

The Three Phases Of A Mortgage Free Home


Please understand that there are three Phases you must complete before your home is Mortgage FREE and you have no more Mortgage Lien Debt:

1. Notary Admin. Process – 5 Phase Steps under 90 days;
2. Securitization Audit – 3 to 4 Weeks to Complete and must be completed before 40 days; and
3. Action for Quiet Title – You are the Plaintiff and suing the Trustee and all interested parties who claim an interest of your Mortgage Lien Promissory Note.

Phase 1 – The Administrative Process under UCC – Article 3, §501 to §505 and State Law.

Two Examples of State Laws for our Administrative Process:

1. FL Statutes, Title XXXIX, Chapter 673: §5051(2), Evidence of dishonor;
2. CA Code – Chapter 5: § 3501 – § 3505 Dishonor;

Presentment of Qualified Written Request is made by Notary, Dishonor is when Banks remain silent under Qualified Written Request, QWR, and do not provide the requested documents; Notary Re-presentment with 2nd Opportunity to Cure; Notary Notice of Dishonor is issued with a 3rd and final Opportunity to Cure before the Certificate of Dishonor is rendered by Notarial authority; after no response the Certificate of Dishonor is issued by the Notary with Notary Presentment Affidavit of Verified Dishonor mailings that were served to confirm the Lender/Banks Dishonor and is admissible as evidence and create a presumption of dishonor and of any notice of dishonor .

These States’ Statutes under Dishonor are usually the same verbiage under all States’ Dishonor Law, because it is also Federal Law.

Here, the point is made that the bank, by Tactic Admission, remaining silent, in the Qualified Written Request, QWR, by not responding, gives you the authority under the QWR Dishonor/Default Provisions Power of Attorney to sign as an Agent Representative of the bank to perfect a Satisfaction of Mortgage and Corrective Warranty Deed.

When the lender sold the note into the secondary market/bundled Trust, the lender violated the UCC law. The argument is that the note and deed are not together and thus in violation and no one knows who the actual owner of the Note is.

The goal being to void the loan and create a lack of standing from the lender, servicer, Trust, Trustee, Investor and any other person or entity who claims an interest in your property. This is done by way of a Private Administrative Notary Presentment and Objection (Protest) Process that proves that neither the Lender, Servicer, Investor, nor the Trustee holds the Note and Mortgage/Deed of Trust in order to foreclose.

This is the basis of my Phase One, LEGAL, and Notary Administrative Procedure.

Phase 2 – Securitization Audit:

This is done by an expert to show the history of the loan, the number of times it sold, and when the Note and deed were separated. This will show the actual violation based on the bank’s own rules, the Pooling and Servicing Agreement, PSA. The auditor we now have provides to you and your attorney a Litigation Ready securitization audit and Witness Affidavit to make the job easier.

Phase 3 — Quiet Title Action.

This is done to terminate the Mortgage/Deed of Trust lien, with note attached, because no one knows who actually has the Note AND Mortgage/Deed of Trust; thus, perfecting the title for the landowner so the home owner can sell it or keep it, or give it away (not bank) to say that the bank failed to have the note AND Mortgage/Deed of Trust together in violation of UCC Article 3 §501 to §505, State mortgage assignment Statute Title XL 701.2 law, and the Banks own Pooling and Servicing Agreement under Securities Exchange Commission, SEC.
This almost always allows the home owner to get the property back in quiet title as the bank and other parties who claim an interest lacks standing.

Has this been done? YES!

When it appears to an attorney there is an unclean hands issue with equity issue that the defense may raise, which is that the landowner in essence received free money.

This is the other way around, because the banks committed FRAUD, which has no statutes of limitation, are receiving free money every time the stock or bond certificate is sold on the stock exchange. There is no more promissory note when the note and presumably the Mortgage/Deed of Trust are assigned, sold, or put into a Trust, under the Securities and Exchange Commission, SEC, the note must be destroyed when the stock or bond certificate (security) takes the note’s place.

If the note and certificate exists at the same time, this is called “Double Dipping” and is Security FRAUD. The law says that the holder in due course, or note owner must have in their possession both the original Note and original Mortgage/Deed of Trust.

None of this was ever explained under the Disclosure Laws at the borrower’s closing and this is what makes the FRAUD.

No one informed the new homeowner that the lender or bank was going to separate the note from the Mortgage/Deed of Trust, monetize and securitize them and continue making millions of dollars from their mortgage amount every time it is sold.

When you purchased your home at your closing, were you informed of this? I think not. The only thing you are informed of is that the Lender can sell your Note AND Mortgage/Deed of Trust.
As you can see, it is the banks with unclean hands every time the Servicer, most of the time the Lender, demands payment on your monthly mortgage statement, because the Servicer, the bank that is collecting the money, is just a Third Party Debt Collector working for the Investor or Trust under the Federal Fair Debt Collections Practice law.

To prove this, look at any letter from your Servicer and they will tell that they are trying to collect a debt!

Order your MFH package today and get your Mortgage Lien terminated and own your home FREE and Clear with No More Mortgage at www.1RealEstateHomes.com!

The 3 Phases To A Mortgage FREE Home

David Young

NOTE: We stress that we are neither lawyers, attorneys nor accountants and do not give legal nor accounting advice. We help home owners that have mortgage or foreclosure problems. When you are in foreclosure and going to lose your home if you do not take action or stuck with an underwater negative value home, we pull no punches helping you with mortgage Relief. E-Mail ASecretToMoney@gmail.com Address: David Allen Young, Sui Juris Private c/o United States Post Office 305 E. Yager Lane, Suite 423, Rural Route 78753 Austin, Texas Republic Non-Domestic WITHOUT THE UNITED STATES

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Keep Your home from foreclosure: Legally STOP Making Mortgage Payments
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STOP Paying YOUR mortgage: Step-By-Step Mortgage Manual
SAVE YOUR HOME FROM MORTGAGE FORECLOSURE NOW

SAVE YOUR HOME FROM MORTGAGE FORECLOSURE NOW

Posted on: July 22nd, 2012 by David Young No Comments

Save Home – Save Home can get your house Free and Clear of your first mortgage lien in any State, even if you’re facing home foreclosure or are underwater.

ARE YOU LOOKING FOR A WAY TO SAVE YOUR HOME FROM MORTGAGE FORECLOSURE?

Just imagine if you could Save Your Home and have no more mortgage payments, prevent foreclosure, and just pay you property taxes and your home insurance would be optional since you would own your home free and clear.
Now you can…

100s of home owners have Saved their Home using this 3 step method. YOU TOO can SAVE HOME, STOP Foreclosure, Legally STOP Making Mortgage Payments, and Own YOUR Home FREE and CLEAR.

How Would YOU Like To:

  • Immediately SAVE Your Home, STOP or Prevent Foreclosure, and Continue Living in Your Home for FREE!
  • Lawfully Remove Your Lender’s Lien from Your Property, and Own Your Home and Property FREE and CLEAR!
  • Save Your Home By Satisfying Your Home Mortgage Loan Without Paying Your Lender a Dime, and Own Your Home and property FREE and CLEAR!
  • Legally STOP Making Your Home Mortgage Payments Forever, and Own YOUR Home and Property FREE and CLEAR from your lender’s mortgage lien!

Forget Home Mortgage Loan Modifications and Short Sales that ruin your credit!

This is 100 Times BETTER!

Owe More Money on Your Home Than What Your Property is Worth?

We Fix that too with our Save Your Home and prevent foreclosure method. As you know, American home owners are losing their homes in record numbers.

The good news is that our Proven 3 Phase Process will show You exactly how YOU too can easily SAVE YOUR HOME and do away with your mortgage, even if you owe more than what your home is worth.

The Truth is, You’ve been Lied to and are being Ripped Off by Your Lender!

Save Your Home, stop foreclosure, and get your home and property free and clear is a Federal law upheld in many courts across the Nation.

Your mortgage lender is relying on you to be Ignorant, Lazy, Afraid, and to simply do NOTHING, so they can take your home in foreclosure or make you pay 3 times the amount of your original mortgage loan.

Here are the Dirty Little Secrets that your mortgage lender does NOT want you to know to Save any Home…

Your mortgage lender has conned and lied to you! Lenders do NOT keep their mortgage notes, but instead they sell them through “fractionalized” mortgage-backed securities to mostly Wall Street investors, You know the ones with your BAIL OUT MONEY!.

(“fractionalized” means the note was destroyed by the Federal Security Law when it was sold into a Trust and divided into hundreds of pieces, repackaged, and then sold to Investors with thousands of members receiving a small share of the converted stock or bond certificate without your knowledge or concent.)

This means that NO one person or entity actually owns the note! Which means that NO one person or entity can LEGALLY foreclose on your home or property if you have the knowledge and evidence we give you and fight back to protect your home!

Read that again… NO one person or entity can LEGALLY foreclose on YOUR property, because they (your lender) does not actually have a LEGAL claim to your note and mortgage anymore, because it was put into a Trust with illegal securitization, turned into a certificate, fractionalized, sold again to investors, which is now an illegal lien on your home from your original lender or your pretender lender.

We show you EXACTLY how to remove the illegal mortgage lien and how to STOP a home foreclosure, enabling you to automatically OWN YOUR HOME FREE AND CLEAR!
There’s more…

Remember, your original mortgage lender sold their mortgage-backed securities to investors, and immediately made a profit!

But when the mortgage and real estate markets began to collapse in 2006, more and more borrowers started to fall into foreclosure, and as more and more foreclosures started happening. It was a disaster to the banking industry, which was the lender’s own fault for trying to perpetrate the fraud, and now pulling off one of the biggest scams in the history of this country!

The mortgage bankers then went to congress and said, “Please bail us out. If you don’t, we’ll go out of business and this will lead to the collapse of the financial system”.

So congress thought they had no other choice than to immediately implement the one trillion dollar bail out using YOUR tax money.

So what actually happened? It means, that the bank was PAID in full for all the mortgages outstanding from an act of congress, even though the bank already made a huge profit when they sold their mortgage-backed securities to investors.

Yes. The lenders were paid AGAIN using YOUR MONEY for the same supposed NOTE and MORTGAGE loan! LOAN!!!!????? The banks nor lender invested or spent a penny, because your debt signature and good credit funded your loan that you freely gave to the bank so they could loan it back to you as a loan. This is confusing, isn’t it???

STOP! There’s even more…

The banks and lenders are being paid a 3rd time, this time with interest, by YOU, when you make your mortgage payments! So your lender has already made huge profits from your loan, at least twice, and now they are foreclosing on your home or won’t reduce your note to the fair value of your home? Right?

Does that sound fair to you? WELL IT’S NOT!

We can provide you with a Legal and Lawful, Very Simple, 3 Phase Process that may allow you to STOP lenders dead in their tracks if they’re trying to foreclose on your home, or ANY property for that matter, enabling you to own your home FREE and CLEAR, by LEGALLY satisfying your loan, WITHOUT PAYING THEM A DIME!

Do You need to Prevent Foreclosure To Save Your Home?

Our Proven, Simple 3 Phase Process can EASILY help prevent your foreclosure!

If you are already in Foreclosure, then You MUST Stop The Foreclosure Process Right Away! YOU may be able to, VERY EASILY, accomplish this using the (fill in the blank) Stop Your Foreclosure Letter that is included in Your Save Home Package. This letter may IMMEDIATELY STOP Your Foreclosure, citing precedent setting cases that should ensure positive results.

Is Save Your Home REALLY that SIMPLE?

YES it REALLY is!

Although the information and court evidence we provide you have been a fiercely guarded secret by the bank and legal community, now ANYONE, yes even YOU, can do this using our Proven, Simple 3 Phase Process.

This is a Legal and Lawful Process that 100s of home owners have successfully used all over the country to Stop Foreclosures, Remove The Mortgage Lien, and Own Their Home FREE and CLEAR, and NOW SO CAN YOU!

They just simply followed our Proven 3 Phase Process.

YES, ANYONE CAN EASILY DO THIS… INCLUDING YOU! Right from the comfort of your own home.

Don’t waste YOUR time trying to get a Lender Loan Modification, or Short Sale, because you’ll need your bank’s approval.

Do YOU know anyone that has ever gotten a permanent loan modification or short sale? This is 100 Times BETTER and it WORKS!

Here’s EVERYTHING that’s included in our PROVEN 3 Phase Process Save Your Home Package

As soon as You start reading through the step-by-step manual you’ll be equipped with the Proven knowledge, tools, and information needed to Save Your Home! You will go from desperation and hopelessness to being fully confident knowing that You have everything that You need to Save Your Home.

By Simply Following a PROVEN 3 Phase Process, You can SAVE YOUR HOME!

If you are current with your mortgage payments, in Foreclosure, or owe more on your home than what it is worth, then why are you allowing your lender to keep Ripping You Off, when YOU NO LONGER HAVE TO and SAVE YOUR HOME YOURSELF?

What would YOU do with ALL THAT EXTRA MONEY if YOU could Legally STOP Paying YOUR mortgage and own YOUR HOME FREE and CLEAR?

But MOST Importantly…

What are YOU going to do when YOU Lose Your Home to Foreclosure or keep making those monthly mortgage payments when you are bearly making ends meet, and not be able to Save Your Home?

If you’re here reading this, then you are either in foreclosure, or you owe more money on your home than what it’s worth. Are we right?

If you’re in foreclosure, it’s only a matter of time before YOU WILL LOSE YOUR HOME! What will you do then? Impose on your family or friends and try to move in with them? Try to move into an apartment? That will be nearly impossible, because of your bad credit! Become homeless?

YOU had better start facing reality, because if you do NOTHING, your lender will be taking YOUR HOME, and that’s what you’ll deserve. It’s ONLY a matter of time!

BUT, there’s NO REASON TO RUIN YOUR LIFE OR CREDIT, because when You follow our Simple 3 Phase Process the sheriff won’t be coming to your home and throwing you out on the street. You won’t even have to move!

You’ll receive EVERYTHING that YOU need to STOP Foreclosure and SAVE YOUR HOME, Remove the Illegal Lender’s Mortgage Lien on Your home and Property, and Satisfy Your Loan Without Paying Your Lender another dime, enabling You to Own Your Home FREE and CLEAR… GUARANTEED!

Please note that you don’t have to be in foreclosure to benefit from our Proven Process, and it will work on ANY mortgage loan! You just have to be persistant and follow through.

If You’re looking for a Proven Process to Save Home[s] that actually works…YOU FOUND IT!

The Home Saver Information About The Bank’s Fraud Has Been Featured On Fox News Channel, CNBC, the Conspiracy Theory, just to name a few.

So, how much would you expect to pay for this Powerful Information, that has already saved 1000s of people’s homes?

Well, an attorney will charge you $9,000 – $20,000, possibly more with no guarantee of anything except getting more money from you! We could easily get $4,000 for this information, including a Securitization Audit that gives you court evidence to save your home, but we want to make sure that this information is affordable to EVERYONE that needs it, so we are offering the complete Proven, SAVE HOME Home Saver Package for ONLY $4,000 that can be in 2 or 3 equal monthly payments!

BUT, don’t let our LOW PRICE fool you, because this POWERFUL information works, and when it is followed, it WILL SAVE any HOME!

Isn’t that ALL worth ONLY $4,000 to YOU in order to save a hundred thousand or more?

Just think…for ONLY $4,000 YOU CAN SAVE YOUR HOME BY DOING-IT-YOURSELF, DIY!

Or we can process all the forms, including a Securitization Audit, to help you Save Your Home in any City or State in the United States of America.

You may be able to STOP a foreclosure, remove the mortgage lien from your property, PLUS sve your credit rating WITHOUT Paying Your Lender A Dime in interest, enabling you to own YOUR home FREE and CLEAR!

Now just imagine how You’ll feel when you’re sitting in Your home that You now own Free and Clear with no more mortgage payments!

We think you’ll agree that we should be charging a lot more for this information!

This Offer is RISK FREE!

YOU Have Absolutely NOTHING To Lose Except YOUR Mortgage Lien Or Debt!

The Money You’ll Save In Your Home Is Yours, Free & Clear with no more lender mortgage involved after you Save Home when you do it yourself or have us process your information.

The Choice is Now YOURS…

Do YOU Want to Legally Own YOUR Home FREE and CLEAR, or are YOU just going to allow your lender to continue to commit the largest crime in US History and keep RIPPING YOU OFF, or even worse, STEAL YOUR HOME?

What YOUR lender is doing to YOU is Fraud and a Crime! Are YOU going to let them get away with it?

It’s YOUR HOME… Don’t YOU Want to SAVE IT?

Just remember, when the Sheriff shows up at your door to throw you out, you had this chance to
SAVE YOUR HOME!

Once You Make Your Purchase, We’ll also contact you by email to make sure you receive your Home Saver Package.

Call us for further information or questions at [850] 826-1662

Contact Us Below To Get your Step-By-Step

Mortgage Manual Today!

Your Name (required)

Your Email (required)

Phone (required)

Best Time To Call

Your Message

captcha

David Young

NOTE: We stress that we are neither lawyers, attorneys nor accountants and do not give legal nor accounting advice. We help home owners that have mortgage or foreclosure problems. When you are in foreclosure and going to lose your home if you do not take action or stuck with an underwater negative value home, we pull no punches helping you with mortgage Relief. E-Mail ASecretToMoney@gmail.com Address: David Allen Young, Sui Juris Private c/o United States Post Office 305 E. Yager Lane, Suite 423, Rural Route 78753 Austin, Texas Republic Non-Domestic WITHOUT THE UNITED STATES

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Related Articles:

Keep Your home from foreclosure: Legally STOP Making Mortgage Payments
9 Step Mortgage Process Disclosed
Mortgage Procedure Terminates Home Mortgage Lien - Home Mortgage Process Education
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STOP Paying YOUR mortgage: Step-By-Step Mortgage Manual

Posted on: July 20th, 2012 by David Young 1 Comment

90 day guarantee on this administrative process with our Step-

By-Step Mortgage Manual. The average time is 78 days to NO

MORE MORTGAGE!

As soon as You start reading through the step-by-step manual you’ll be equipped with the Proven knowledge, tools, and information needed to Keep Your Home! You will go from desperation and hopelessness to being fully confident knowing that You have everything, including forms and letters, that You need in order to Keep Your Home…

By Simply Following a PROVEN 3 Phase Process, You can Keep Your Home! If you are current with your mortgage payments, behind on your payments, in Foreclosure, or owe more money on your underwater home than what it is worth, then why are you allowing your mortgage lender to keep Ripping You Off, when YOU NO LONGER HAVE TO and Keep Your Home by doing it YOURSELF?

What would YOU do with ALL THAT EXTRA MONEY when YOU could Legally STOP Paying YOUR mortgage and Keep Your Home FREE and CLEAR? But MOST Importantly…

What are YOU going to do when YOU Lose Your Home to Foreclosure or keep making those monthly mortgage payments when you are barely making ends meet paying your mortgage, and not be able to Keep Your Home If you’re reading this, then you are either in foreclosure, or you owe more money on your home than what it’s worth. I know we’re right and you do too, so don’t be embarrassed ?

Do You Want To Keep Your Home?

If you’re in foreclosure, it’s only a matter of time before YOU WILL LOSE YOUR HOME!

What will you do then? Impose on your family or friends and try to move in with them? Try to move into an apartment? That will be nearly impossible, because of your bad credit! Become homeless?

YOU had better start facing reality, because if you do NOTHING, your lender will be taking YOUR HOME, and that’s what you’ll deserve. It’s ONLY a matter of time! BUT, there’s NO REASON TO RUIN YOUR LIFE, because when You follow this Simple 5 Step Process. The sheriff won’t be coming to your home and throwing you out on the street.

You won’t even have to move! You’ll receive EVERYTHING that YOU need to STOP Foreclosure and Keep Your Home, Remove the Illegal Lender’s Mortgage Lien on Your home and Property, and Satisfy Your Mortgage Loan Without Paying Your Lender another dime, enabling You to Own and Keep Your Home FREE and CLEAR… GUARANTEED!

Please note that you don’t have to be in foreclosure to benefit from our Proven Process, and it will work on ANY mortgage loan! You just have to be persistant and follow the simple steps one at a time to keep your home. If You’re looking for a Powerful, Proven, Successful Process to Keep Your Home[s] that actually works…YOU FOUND IT!

Our Keep Your Home Information Has Been Featured On Fox News Channel, CNBC, the Conspiracy Theory, just to name a few. So, how much would you expect to pay for this Powerful Information, that has already saved 100s of people’s homes?

Well, an attorney may charge you $12,000 – $30,000, possibly more up front as a down paymetn on their services with no guarantee of anything except getting more money from you!

We could easily get $7,500 for this information, but we want to make sure that this information is affordable to EVERYONE that needs it, so we are offering the complete Proven, Keep Your Home Saver Package for ONLY $4,000 including the Securitization Audit that proves the banks’ don’t own your mortgage and note as they claim! BUT, don’t let our LOW PRICE fool you, because this POWERFUL information works, and WILL SAVE any HOME and allow anyone to Keep Your Home when you follow our process!

Isn’t that ALL worth ONLY $4,000 to YOU? Just think…for ONLY $4,000, YOU CAN SAVE YOUR HOME while SAVING THOUSANDS OF DOLLARS!

We give you a 90 day MONEY BACK GUARANTEE on the Notary administrative process portion if you do not get a Satisfaction of Mortgage document on the public side of the Federal UCC Laws. The average time is 78 days to a SATISFACTION OF MORTGAGE on your home!

Please call [850] 826-1662 for wire transfer, credit card, Postal Money Orders, or mailing instructions for your one time payment.

Contact Us Below To Get your Step-By-Step

MFH Mortgage Manual Today!

Your Name (required)

Your Email (required)

Phone (required)

Best Time To Call

Your Message

captcha

David Young

NOTE: We stress that we are neither lawyers, attorneys nor accountants and do not give legal nor accounting advice. We help home owners that have mortgage or foreclosure problems. When you are in foreclosure and going to lose your home if you do not take action or stuck with an underwater negative value home, we pull no punches helping you with mortgage Relief. E-Mail ASecretToMoney@gmail.com Address: David Allen Young, Sui Juris Private c/o United States Post Office 305 E. Yager Lane, Suite 423, Rural Route 78753 Austin, Texas Republic Non-Domestic WITHOUT THE UNITED STATES

More Posts - Website

Follow Me:
TwitterFacebookYouTube

Related Articles:

Keep Your home from foreclosure: Legally STOP Making Mortgage Payments
Secrets Your Mortgage Lender WONT TELL YOU!
Bank of America, Syncora Settles Mortgage Fraud Lawsuit
New MERS Mortgage Settlement Impacts Borrowers Nationwide

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