Home Foreclosure FAQ
Home Foreclosure FAQ
Q. I'm behind in my home loan that I know is going into
foreclosure. Must I make another
payment?
A. In most cases you don't
have to make any more payments on your home if you received
a home foreclosure notice, because you may be already
behind with no catch-up in sight.
Home Foreclosure
FAQ Q. I'm in home foreclosure. Are you
still interested?
A. Yes, we are interested if
you received a home foreclosure notice within the last 3
months. Oftentimes we are even able to save your credit. No
one wants a home foreclosure on his or her
record.
Home Foreclosure
FAQ Q. What is Fanthom
Income
A. Fathom Income is the
difference between the amount owed on your home after a
sale or foreclosure and the selling price that your home
finally sales for. We may be able to eliminate that problem
with the IRS home mortgage debt settlement forgiveness
program that only we have. This could mean no more mortgage debt for
you with our help.
Home Foreclosure
FAQ Q. Do you guys really
buy houses before it becomes a
foreclosure?
A. Yes we do. We work hard to
structure an offer that will work well for the home owner
and satisfy the bank as well when a home is in the
foreclosure process. We know that your immediate concern is
DEBT RELIEF. We can get you immediate relief and even cash
in a matter of days, not weeks or months in most
cases.
Home Foreclosure
FAQ Q. Will you buy the
house if it's empty?
A. Yes.
Home Foreclosure
FAQ Q. Will you buy the
house if I have a bad tenant in there
now?
A. Yes. We know how to handle
bad tenants in the home.
Home Foreclosure
FAQ Q. How soon should I
expect to hear back from you?
A. It can take from just a
few hours, up to a few days. We know that you are just as
anxious to hear from us we are to help you! We check public
records and comparable values in your neighborhood to
determine how we can best help you in your home
situation.
Home Foreclosure
FAQ Q. How much will I be
offered?
A. We do our best to
structure an offer that meets your needs as well as ours,
and the bank’s, which is why in some situations we can get
a person more cash than in others. The bottom line is that
we do our best to create win-win transactions. Because
there are no real estate agents involved (In most cases)
you save on Realtor fees up to 6%. Your offer will also be
somewhat reflective of the amount of repairs your house may
need. Remember we buy houses in any condition, so don’t
worry if your home is in bad shape.
Home Foreclosure
FAQ Q. Why should I use you
guys instead of a FSBO service?
A. We aren’t agents or a
service. We are investors that are willing to get
financially involved if the transaction makes sense. If you
ask a real estate agent or the FSBO service to
make your house payment during a listing, if you are behind
on your house payment, it won’t happen in most
cases.
In some instances you should
list with an agent to get top dollar. As a free gift when
you give us your property information online, we give you a
copy of our best selling report; "The 10 Questions That
Only the Best of the Best Realtors Won't Be Afraid to
Answer".
Home Foreclosure
FAQ Q. Is there an up-front
fee for getting involved to sale my home or having someone
contact me?
A. No. There is no cost
whatsoever to you.
Home Foreclosure
FAQ Q. My house is
presently listed for sale. Would you still buy
it?
A. NO aqnd YES. Since David
Young is also a Realtor, he may have contacted
you in the sole capacity of a real estate investor and
BUYER through public records of the start of the
foreclosure process, the Multiple Listing Services and
National and Florida Association of Realtors ethics
rules, David has to abide by as a Realtor procludes him
from buying your home if listed, because real estate agents
do not understand how the buying process works and will not
work with David. All of David's paperwork has full
disclosure to these facts.
After your listing has
expired with your present Realtor or you have terminated
your listing and it shows Withdrawn or Expired in the Local
MLS, then, and only then can David buy your house as a
short sale thru your lender or help you with a permanent
loan modification.
Home Foreclosure
FAQ Q. Can you get me a
Permanent Home Loan Modification?
A. YES in 98% of the
time. We have a departtment of attorneys and
Permanent Home Loan Modifications is all they do. Contact
David Young today at [850] 826-1662 and see how we can help
you with a loan modification even if you are in the process
of a foreclosure.
Home Foreclosure
FAQ Q. What is a Forensic
Loan Audit and How Can
It Help Me?
A. In a forensic loan
audit, our professionals and attorneys get all your loan
documents and contracts from your lender and go over them
with a fine tooth comb to find illegal or missed items that
make any contract legal. We then use these legal facts to
negotiate with the lender to cut your interest rant up to
90% to lower your monthly payments so you can afford to
keep your home. We have ALWAYS found
these missing or illegal facts in every home mortgage loan
contract paperwork so far for houses bought between 2004
and 2007, the boom years.
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